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Canadian Mortgage Payments
7 - 8¾%

Canadian Mortgages have special features defined by legislation. These tables are computed on the basis of nominal annual rates compounded semi annually. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 8½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 8½% below.
  • Find the row for 20 year, the number inside the cell is 8.585592
  • The monthly payment is 100 × 8.585592 = $858.56
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
78
186.4806786.5926286.7045386.8164186.9282687.0400787.1518687.26361
244.7272844.8373744.9475145.0577145.1679545.2782445.3885845.49898
330.8314230.9424631.0536331.1649331.2763531.3879131.4995931.61140
423.8999024.0125824.1254724.2385724.3518724.4653824.5790924.69301
519.7540719.8686719.9835520.0987120.2141620.3298820.4458920.56217
617.0010517.1176917.2346917.3520417.4697517.5878217.7062417.82501
715.0438715.1626115.2817915.4014015.5214415.6419115.7628015.88411
813.5840313.7049213.8263113.9482114.0706114.1935114.3168914.44077
912.4557112.5787612.7023812.8265812.9513513.0766713.2025613.32901
1011.5594011.6846111.8104711.9369612.0640912.1918512.3202312.44924
78
1110.8317710.9591411.0872211.2160011.3454911.4756611.6065211.73806
1210.2306110.3601210.4904110.6214710.7532810.8858511.0191711.15322
139.7266689.8583149.99079510.1241010.2582310.3931710.5289010.66543
149.2990709.4328289.5674799.7030149.8394239.97669510.1148210.25379
158.9324949.0683419.2051379.3428709.4815299.6211039.7615799.902945
168.6154498.7533598.8922719.0321719.1730479.3148849.4576689.601387
178.3391448.4790908.6200878.7621208.9051749.0492349.1942839.340306
188.0967408.2386918.3817408.5258708.6710648.8173038.9645719.112848
197.8828358.0267608.1718278.3180168.4653078.6136818.7631188.913597
207.6931067.8389737.9860218.1342298.2835758.4340378.5855928.738219
78
217.5240547.6718277.8208187.9710048.1223608.2748618.4284838.583202
227.3728137.5224567.6733517.8254727.9787928.1332838.2889188.445672
237.2370137.3884907.5412497.6952627.8504988.0069288.1645238.323253
247.1146817.2679547.4225367.5783957.7354997.8938178.0533168.213964
257.0041587.1591877.3155497.4732107.6321357.7922887.9536358.116142
266.9040377.0607847.2188847.3783017.5389967.7009327.8640718.028377
276.8131236.9715477.1313427.2924677.4548837.6185497.7834257.949470
286.7303886.8904497.0518957.2146837.3787697.5441127.7106677.878393
296.6549476.8166046.9796577.1440607.3097687.4767337.6449127.814259
306.5860336.7492446.9138607.0798327.2471107.4156467.5853927.756301
78
316.5229776.6877016.8538367.0213297.1901287.3601817.5314397.703851
326.4651936.6313906.7989996.9679667.1382367.3097557.4824697.656327
336.4121676.5797956.7488356.9192307.0909217.2638537.4379707.613217
346.3634466.5324646.7028906.8746667.0477307.2220247.3974907.574070
356.3186286.4889946.6607646.8338757.0082637.1838687.3606307.538489
366.2773566.4490306.6221006.7965006.9721657.1490327.3270377.506122
376.2393126.4122536.5865806.7622256.9391207.1171997.2963987.476654
386.2042116.3783796.5539216.7307676.9088457.0880897.2684317.449808
396.1717996.3471546.5238706.7018726.8810887.0614497.2428877.425335
406.1418456.3183496.4961976.6753136.8556247.0370567.2195417.403011


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