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Canadian Mortgage Payments
11 - 12¾%

Canadian Mortgages have special features defined by legislation. These tables are computed on the basis of nominal annual rates compounded semi annually. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 12½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 12½% below.
  • Find the row for 20 year, the number inside the cell is 11.14108
  • The monthly payment is 100 × 11.14108 = $1114.11
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
1111¼11½11¾1212¼12½12¾
188.2679288.3793588.4907488.6021188.7134488.8247488.9360189.04724
246.4946746.6055446.7164546.8274146.9384247.0494747.1605647.27170
332.6233232.7363732.8495432.9628333.0762333.1897633.3034033.41716
425.7272225.8431225.9592026.0754826.1919426.3086026.4254426.54247
521.6209721.7399521.8591921.9787022.0984622.2184822.3387522.45928
618.9093819.0315419.1540419.2768619.4000019.5234719.6472519.77136
716.9944517.1198317.2456017.3717717.4983217.6252517.7525617.88026
815.5771615.7057515.8348015.9642916.0942316.2246116.3554216.48668
914.4913514.6231214.7554014.8881915.0214715.1552615.2895315.42428
1013.6372913.7722013.9076714.0436914.1802714.3173914.4550514.59324
1111¼11½11¾1212¼12½12¾
1112.9514913.0894813.2280813.3672813.5070813.6474613.7884313.92997
1212.3916212.5326212.6742812.8165812.9595213.1030813.2472713.39206
1311.9283312.0722812.2169212.3622412.5082312.6548812.8021912.95014
1411.5406811.6874911.8350211.9832712.1322212.2818612.4321912.58318
1511.2132711.3628611.5132011.6642811.8161011.9686212.1218512.27577
1610.9345611.0868411.2399011.3937211.5482911.7035911.8596212.01635
1710.6957010.8505911.0062611.1627211.3199511.4779211.6366211.79604
1810.4898410.6472210.8054210.9644211.1241911.2847111.4459811.60797
1910.3115210.4713210.6319410.7933610.9555711.1185411.2822511.44669
2010.1564010.3185110.4814610.6452110.8097410.9750411.1410811.30784
1111¼11½11¾1212¼12½12¾
2110.0209610.1852910.3504610.5164310.6831810.8507011.0189511.18791
229.90231410.0687710.2360610.4041510.5730110.7426310.9129711.08402
239.7980909.96657610.1358810.3059910.4768510.6484710.8207910.99381
249.7063039.87672210.0479510.2199710.3927310.5662310.7404310.91529
259.6252929.7975499.97060610.1444310.3190010.4942710.6702310.84684
269.5536519.7276559.90244310.0779810.2542410.4311910.6088110.78705
279.4901899.6658509.84227610.0194310.1972910.3758210.5549910.73476
289.4338879.6111159.7890899.96777410.1471410.3271410.5077710.68897
299.3838689.5625809.7420149.92213610.1029110.2843110.4662910.64883
309.3393799.5194909.7003019.88177410.0638710.2465710.4298210.61360
1111¼11½11¾1212¼12½12¾
319.2997669.4811979.6633029.84604210.0293810.2132910.3977310.58267
329.2644619.4471359.6304559.8143849.99888510.1839210.3694710.55548
339.2329699.4168119.6012729.7863139.97189810.1579910.3445610.53157
349.2048569.3897969.5753259.7614069.94800110.1350710.3225910.51052
359.1797459.3657139.5522429.7392939.92682910.1148110.3032210.49200
369.1573009.3442329.5316959.7196519.90806210.0968910.2861110.47568
379.1372279.3250619.5133969.7021959.89141910.0810310.2710110.46130
389.1192689.3079449.4970939.6866759.87665410.0669910.2576610.44863
399.1031929.2926559.4825619.6728719.86354910.0545610.2458710.43746
409.0887979.2789949.4696059.6605919.85191610.0435510.2354510.42760


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