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Canadian Mortgage Payments
13 - 14¾%

Canadian Mortgages have special features defined by legislation. These tables are computed on the basis of nominal annual rates compounded semi annually. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 14½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 14½% below.
  • Find the row for 20 year, the number inside the cell is 12.49367
  • The monthly payment is 100 × 12.49367 = $1249.37
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
1313¼13½13¾1414¼14½14¾
189.1584489.2696189.3807589.4918589.6029289.7139689.8249789.93595
247.3828847.4941147.6053847.7167047.8280547.9394548.0508948.16238
333.5310433.6450333.7591433.8733633.9877034.1021534.2167134.33139
426.6596926.7770926.8946827.0124527.1304027.2485327.3668527.48534
522.5800622.7010922.8223822.9439123.0656823.1877123.3099823.43249
619.8957820.0205220.1455720.2709220.3965920.5225620.6488420.77542
718.0083318.1367718.2655818.3947618.5243018.6542118.7844818.91510
816.6183616.7504716.8830117.0159617.1493317.2831217.4173117.55191
915.5595215.6952415.8314315.9680916.1052116.2427916.3808316.51931
1014.7319614.8712015.0109615.1512315.2920015.4332815.5750515.71730
1313¼13½13¾1414¼14½14¾
1114.0720814.2147514.3579814.5017614.6460714.7909214.9363015.08220
1213.5374713.6834613.8300513.9772114.1249514.2732414.4221014.57150
1313.0987213.2479313.3977513.5481813.6992013.8508114.0030014.15575
1412.7348312.8871313.0400613.1936213.3478013.5025813.6579513.81390
1512.4303712.5856412.7415512.8981113.0553013.2131013.3715013.53050
1612.1737712.3318712.4906412.6500512.8101112.9707813.1320613.29394
1711.9561712.1169812.2784612.4405912.6033612.7667612.9307613.09536
1811.7706711.9340512.0981112.2628212.4281712.5941312.7607012.92786
1911.6118311.7776611.9441612.1113012.2790812.4474712.6164612.78602
2011.4753011.6434511.8122511.9816912.1517612.3224312.4936712.66549
1313¼13½13¾1414¼14½14¾
2111.3575711.5279011.6988811.8704812.0426912.2154912.3888612.56277
2211.2557511.4281411.6011611.7748011.9490212.1238112.2991512.47502
2311.1674911.3418111.5167511.6922811.8683912.0450412.2222112.39989
2411.0908111.2669511.4436811.6209911.7988411.9772212.1561012.33546
2511.0240711.2019111.3803211.5592811.7387611.9187512.0992112.28012
2610.9659011.1453211.3253011.5057911.6867911.8682612.0501712.23251
2710.9151111.0960211.2774511.4593711.6417711.8246112.0078712.19152
2810.8707311.0530111.2357911.4190311.6027211.7868311.9713312.15619
2910.8318911.0154511.1994811.3839511.5688411.7541111.9397412.12571
3010.7978810.9826311.1678211.3534211.5394011.7257411.9124212.09940
1313¼13½13¾1414¼14½14¾
3110.7680810.9539211.1401811.3268211.5138111.7011311.8887612.07667
3210.7419310.9287911.1160411.3036311.4915511.6797811.8682812.05703
3310.7189910.9067811.0949311.2834111.4721811.6612311.8505212.04004
3410.6988410.8875011.0764811.2657711.4553211.6451111.8351312.02535
3510.6811310.8705911.0603411.2503611.4406311.6311111.8217812.01263
3610.6655810.8557611.0462211.2369111.4278311.6189311.8102012.00162
3710.6519010.8427611.0338511.2251711.4166711.6083411.8001511.99209
3810.6398610.8313411.0230311.2149011.4069411.5991211.7914311.98383
3910.6292810.8213211.0135411.2059311.3984611.5911111.7838511.97668
4010.6199610.8125211.0052311.1980911.3910611.5841311.7772811.97049


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