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Canadian Mortgage Payments
17 - 18¾%

Canadian Mortgages have special features defined by legislation. These tables are computed on the basis of nominal annual rates compounded semi annually. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 18½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 18½% below.
  • Find the row for 20 year, the number inside the cell is 15.29843
  • The monthly payment is 100 × 15.29843 = $1529.84
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
1717¼17½17¾1818¼18½18¾
190.9332591.0438991.1545191.2650991.3756491.4861691.5966491.70709
249.1675849.2794749.3914049.5033749.6153749.7274249.8395049.95162
335.3684235.4841835.6000535.7160335.8321135.9482936.0645836.18097
428.5596628.6798928.8002928.9208529.0415829.1624829.2835429.40476
524.5457424.6706024.7956824.9209825.0465125.1722625.2982325.42441
621.9278522.0573322.1870922.3171222.4474322.5780222.7088722.83999
720.1062720.2403020.3746620.5093420.6443420.7796520.9152821.05123
818.7809818.9194419.0582619.1974519.3370019.4769019.6171519.75775
917.7851717.9279018.0710318.2145618.3584718.5027818.6474618.79252
1017.0186517.1654717.3127317.4604017.6084917.7569917.9058918.05519
1717¼17½17¾1818¼18½18¾
1116.4175916.5683216.7194916.8711117.0231617.1756317.3285317.48184
1215.9393916.0938216.2487116.4040516.5598416.7160616.8727117.02978
1315.5545415.7124615.8708516.0296916.1889816.3487116.5088716.66945
1415.2419315.4031315.5647915.7269015.8894716.0524716.2159016.37975
1514.9860915.1503415.3150615.4802315.6458415.8118715.9783316.14519
1614.7754214.9425215.1100715.2780715.4464915.6153315.7845815.95422
1714.6010514.7708014.9409815.1115815.2826015.4540215.6258315.79801
1814.4561414.6283214.8009214.9739315.1473315.3211215.4952615.66977
1914.3352914.5097114.6845314.8597415.0353215.2112615.3875415.56415
2014.2342014.4106814.5875414.7647614.9423215.1202215.2984315.47695
1717¼17½17¾1818¼18½18¾
2114.1494514.3278114.5065214.6855614.8649315.0446015.2245615.40480
2214.0782414.2583114.4387114.6194114.8004114.9816815.1632215.34501
2314.0183214.1999414.3818714.5640714.7465414.9292515.1122115.29538
2413.9678114.1508514.3341514.5177014.7015014.8855115.0697315.25414
2513.9251914.1095014.2940514.4788214.6638014.8489715.0343215.21984
2613.8892014.0746514.2603214.4461814.6322214.8184315.0047815.19128
2713.8587714.0452514.2319214.4187614.6057514.7928714.9801315.16749
2813.8330214.0204314.2079914.3957014.5835414.7714814.9595315.14766
2913.8112213.9994614.1878314.3763114.5649014.7535714.9423215.13113
3013.7927613.9817414.1708214.3599914.5492414.7385614.9279315.11734
1717¼17½17¾1818¼18½18¾
3113.7771213.9667614.1564714.3462614.5361014.7259814.9158915.10582
3213.7638613.9540814.1443614.3346914.5250514.7154314.9058215.09622
3313.7526213.9433614.1341414.3249414.5157614.7065814.8974015.08819
3413.7430813.9342814.1255114.3167314.5079514.6991614.8903415.08149
3513.7349913.9266014.1182114.3098114.5013914.6929414.8844415.07590
3613.7281313.9201014.1120514.3039814.4958714.6877114.8795015.07122
3713.7223013.9145914.1068514.2990614.4912314.6833314.8753615.06732
3813.7173613.9099314.1024514.2949214.4873214.6796514.8718915.06405
3913.7131613.9059814.0987414.2914314.4840414.6765614.8689915.06133
4013.7095913.9026314.0956014.2884814.4812714.6739714.8665615.05905


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