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Canadian Mortgage Payments
19 - 20¾%

Canadian Mortgages have special features defined by legislation. These tables are computed on the basis of nominal annual rates compounded semi annually. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 20½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 20½% below.
  • Find the row for 20 year, the number inside the cell is 16.73400
  • The monthly payment is 100 × 16.73400 = $1673.40
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
1919¼19½19¾2020¼20½20¾
191.8175191.9279092.0382592.1485792.2588692.3691192.4793392.58952
250.0637750.1759750.2882050.4004750.5127750.6251150.7374850.84989
336.2974636.4140536.5307436.6475436.7644336.8814236.9985137.11570
429.5261529.6476929.7694029.8912630.0132930.1354730.2578130.38030
525.5508225.6774425.8042725.9313226.0585826.1860526.3137226.44160
622.9713823.1030323.2349423.3671223.4995523.6322323.7651723.89837
721.1874821.3240321.4608921.5980521.7355121.8732622.0113022.14963
819.8986920.0399720.1815920.3235520.4658320.6084420.7513720.89462
918.9379519.0837519.2299119.3764319.5233119.6705319.8181019.96601
1018.2048918.3549718.5054318.6562718.8074818.9590619.1109919.26328
1919¼19½19¾2020¼20½20¾
1117.6355517.7896617.9441718.0990718.2543418.4099918.5660018.72238
1217.1872617.3451517.5034417.6621117.8211717.9806118.1404118.30058
1316.8304516.9918517.1536517.3158417.4784017.6413417.8046417.96829
1416.5440016.7086616.8737017.0391217.2049117.3710717.5375817.70443
1516.3124616.4801016.6481316.8165216.9852717.1543617.3238017.49355
1616.1242416.2946416.4653916.6364916.8079316.9797017.1517917.32418
1715.9705616.1434616.3167016.4902616.6641416.8383317.0128217.18758
1815.8446116.0197816.1952716.3710716.5471516.7235216.9001617.07706
1915.7410815.9183116.0958316.2736316.4517016.6300316.8085916.98739
2015.6557615.8348516.0142016.1938016.3736416.5537116.7340016.91449
1919¼19½19¾2020¼20½20¾
2115.5853115.7660615.9470516.1282616.3096916.4913116.6731216.85511
2215.5270315.7092715.8917316.0743816.2572116.4402116.6233816.80669
2315.4787615.6623315.8460916.0300116.2140916.3983116.5826716.76714
2415.4387315.6234915.8084015.9934516.1786316.3639216.5493316.73483
2515.4055015.5913115.7772415.9632916.1494416.3356816.5220016.70839
2615.3779015.5646415.7514715.9383916.1253916.3124616.4995816.68675
2715.3549615.5425115.7301415.9178316.1055716.2933616.4811916.66903
2815.3358715.5241515.7124715.9008416.0892316.2776516.4660816.65452
2915.3199915.5089015.6978315.8867916.0757516.2647216.4536816.64262
3015.3067715.4962315.6857015.8751716.0646316.2540716.4434816.63287
1919¼19½19¾2020¼20½20¾
3115.2957715.4857115.6756415.8655616.0554516.2453016.4351116.62487
3215.2866015.4769715.6673015.8576116.0478716.2380716.4282316.61831
3315.2789615.4697015.6603915.8510316.0416116.2321216.4225716.61293
3415.2726015.4636515.6546515.8455816.0364416.2272216.4179116.60852
3515.2672915.4586315.6498915.8410716.0321716.2231816.4140916.60490
3615.2628715.4544515.6459415.8373416.0286416.2198416.4109416.60193
3715.2591915.4509715.6426615.8342516.0257316.2171016.4083516.59949
3815.2561215.4480815.6399415.8316916.0233216.2148316.4062216.59749
3915.2535515.4456815.6376815.8295716.0213316.2129716.4044716.59585
4015.2514215.4436715.6358115.8278116.0196916.2114316.4030316.59450


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