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Canadian Mortgage Payments
23 - 24¾%

Canadian Mortgages have special features defined by legislation. These tables are computed on the basis of nominal annual rates compounded semi annually. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 24%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 24% below.
  • Find the row for 20 year, the number inside the cell is 19.27477
  • The monthly payment is 100 × 19.27477 = $1927.48
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
2323¼23½23¾2424¼24½24¾
193.5797393.6895993.7994293.9092194.0189794.1287094.2383994.34805
251.8631351.9758852.0886652.2014752.3143252.4272052.5401052.65304
338.1747138.2928538.4110838.5293938.6478038.7663038.8848939.00357
431.4895631.6135531.7376931.8619731.9863932.1109532.2356632.36050
527.6016127.7314827.8615427.9917928.1222328.2528528.3836628.51465
625.1080725.2436625.3794825.5155325.6518025.7883025.9250126.06195
723.4071623.5482223.6895523.8311323.9729724.1150524.2573924.39996
822.1976022.3438422.4903622.6371622.7842222.9315623.0791623.22703
921.3117821.4628521.6142221.7658721.9178122.0700222.2225122.37527
1020.6489720.8045220.9603621.1165021.2729221.4296221.5866021.74386
2323¼23½23¾2424¼24½24¾
1120.1450220.3046820.4646220.6248620.7853820.9461821.1072421.26858
1219.7571719.9205720.0842520.2482120.4124420.5769420.7416920.90670
1319.4558719.6226519.7897019.9570120.1245820.2924020.4604620.62876
1419.2201119.3899319.5599919.7303119.9008620.0716420.2426420.41385
1519.0345819.2071119.3798619.5528419.7260419.8994420.0730320.24682
1618.8879219.0628619.2380019.4133319.5888619.7645619.9404420.11648
1718.7715918.9486519.1258819.3032919.4808619.6585819.8364520.01445
1818.6790518.8579719.0370419.2162619.3956119.5750819.7546819.93439
1918.6052718.7858218.9665019.1472919.3281819.5091819.6902719.87144
2018.5463518.7283218.9103819.0925319.2747719.4570719.6394419.82187
2323¼23½23¾2424¼24½24¾
2118.4992318.6824218.8656819.0490119.2323919.4158219.5992919.78279
2218.4615018.6457518.8300519.0143819.1987519.3831419.5675419.75196
2318.4312618.6164218.8016018.9868019.1720119.3572219.5424219.72761
2418.4070118.5929518.7788918.9648219.1507519.3366519.5225219.70837
2518.3875518.5741618.7607418.9473019.1338319.3203219.5067619.69316
2618.3719318.5591018.7462318.9333219.1203719.3073519.4942819.68113
2718.3593818.5470318.7346318.9221719.1096519.2970519.4843719.67162
2818.3493018.5373618.7253518.9132719.1011119.2888619.4765219.66409
2918.3412018.5296118.7179318.9061719.0943119.2823519.4703019.65814
3018.3346918.5233918.7119918.9004919.0888919.2771819.4653619.65342
2323¼23½23¾2424¼24½24¾
3118.3294618.5184018.7072418.8959619.0845719.2730719.4614419.64969
3218.3252518.5144018.7034318.8923419.0811319.2698019.4583319.64674
3318.3218718.5111918.7003918.8894519.0783919.2672019.4558719.64440
3418.3191518.5086118.6979518.8871519.0762119.2651319.4539119.64255
3518.3169618.5065518.6959918.8853019.0744719.2634819.4523619.64108
3618.3152018.5048918.6944318.8838319.0730819.2621819.4511319.63992
3718.3137918.5035618.6931818.8826519.0719719.2611419.4501519.63900
3818.3126518.5024918.6921818.8817119.0710919.2603119.4493719.63828
3918.3117318.5016318.6913818.8809619.0703919.2596519.4487619.63770
4018.3110018.5009518.6907318.8803619.0698319.2591319.4482719.63724


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