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American Mortgage Payments
5 - 6¾%

These tables are computed on the basis of nominal annual rates compounded monthly. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 6½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 6½% below.
  • Find the row for 20 year, the number inside the cell is 7.455731
  • The monthly payment is 100 × 7.455731 = $745.57
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
56
185.6074885.7220985.8367885.9515686.0664386.1813886.2964286.41154
243.8713943.9834444.0956644.2080544.3206144.4333444.5462544.65933
329.9709030.0832730.1959030.3087930.4219430.5353430.6490030.76292
423.0292923.1427123.2564823.3705823.4850323.5998223.7149523.83043
518.8712318.9859819.1011619.2167719.3328019.4492619.5661519.68346
616.1049316.2211516.3378916.4551316.5728916.6911516.8099316.92921
714.1339114.2516814.3700414.4890014.6085514.7287014.8494414.97076
812.6599212.7792812.8993213.0200413.1414313.2635013.3862313.50964
911.5172711.6382611.7600011.8825012.0057512.1297612.2545212.38002
1010.6065510.7291710.8526310.9769211.1020511.2280111.3548011.48241
56
119.8644889.98875210.1139310.2400310.3670310.4949510.6237710.75349
129.2489049.3748159.5017229.6296199.7585029.88836810.0192110.15103
138.7305978.8581568.9867859.1164809.2472349.3790449.5119029.645803
148.2887078.4179108.5482578.6797428.8123598.9461019.0809619.216931
157.9079368.0387778.1708358.3041018.4385688.5742298.7110748.849095
167.5768107.7092817.8430397.9780758.1143798.2519418.3907538.530802
177.2865537.4206457.5560927.6928837.8310087.9704548.1112118.253266
187.0303397.1660407.3031647.4416957.5816237.7229347.8656138.009647
196.8027786.9400777.0788627.2191187.3608307.5039827.6485607.794546
206.5995576.7384426.8788737.0208357.1643117.3092827.4557317.603640
56
216.4171866.5576416.6997026.8433526.9885697.1353357.2836297.433430
226.2528086.3948176.5384916.6838076.8307446.9792807.1293907.281052
236.1040606.2476096.3928776.5398396.6884726.8387506.9906477.144136
245.9689756.1140476.2608896.4094776.5597816.7117746.8654277.020711
255.8459005.9924776.1408756.2910646.4430146.5966946.7520726.909115
265.7334365.8815006.0314326.1832006.3367706.4921086.6491786.807946
275.6303905.7799225.9313686.0846916.2398546.3968196.5555506.716006
285.5357405.6867215.8396585.9945116.1512406.3098046.4701616.632269
295.4486035.6010145.7554215.9117796.0700466.2301776.3921276.555850
305.3682165.5220375.6778905.8357295.9955056.1571726.3206806.485981
56
315.2939135.4491235.6063995.7656925.9269506.0901216.2551536.421994
325.2251115.3816895.5403655.7010865.8637966.0284396.1949616.363304
335.1612975.3192225.4792745.6413975.8055295.9716136.1395896.309396
345.1020195.2612695.4226745.5861715.7516975.9191896.0885846.259817
355.0468775.2074305.3701635.5350075.7018975.8707656.0415436.214165
364.9955135.1573485.3213845.4875495.6557735.8259835.9981116.172083
374.9476115.1107055.2760195.4434775.6130055.7845275.9579676.133253
384.9028855.0672165.2337845.4025085.5733095.7461095.9208286.097389
394.8610805.0266265.1944215.3643845.5364305.7104755.8864396.064238
404.8219664.9887035.1577035.3288765.5021365.6773965.8545686.033568


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