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American Mortgage Payments
7 - 8¾%

These tables are computed on the basis of nominal annual rates compounded monthly. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 8½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 8½% below.
  • Find the row for 20 year, the number inside the cell is 8.678232
  • The monthly payment is 100 × 8.678232 = $867.82
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
78
186.5267586.6420486.7574286.8728886.9884387.1040687.2197887.33559
244.7725844.8860044.9995945.1133645.2272945.3414045.4556745.57012
330.8771030.9915331.1062231.2211631.3363731.4518231.5675431.68351
423.9462424.0624024.1789024.2957424.4129224.5304424.6483024.76650
519.8012019.9193620.0379520.1569620.2763920.3962520.5165320.63723
617.0490117.1693117.2901117.4114217.5332417.6555617.7783817.90171
715.0926815.2151815.3382815.4619515.5862115.7110615.8364915.96249
813.6337213.7584613.8838714.0099414.1366814.2640714.3921314.52084
912.5062812.6332812.7610212.8895013.0187113.1486713.2793513.41077
1011.6108511.7401011.8701812.0010612.1327612.2652612.3985712.53268
78
1110.8841011.0156111.1480111.2812911.4154511.5504811.6863911.82317
1210.2838110.4175610.5522610.6879210.8245310.9620711.1005611.23997
139.7807419.91671110.0537010.1917210.3307410.4707710.6117910.75381
149.3540059.4921759.6314339.7717729.91318210.0556610.1991910.34376
158.9882839.1286299.2701249.4127589.5565219.7014049.8473969.994487
168.6720808.8145758.9582769.1031729.2492509.3965009.5449109.694467
178.3966078.5412208.6870948.8342158.9825689.1321429.2829219.434892
188.1550228.3017228.4497338.5990408.7496268.9014779.0545759.208904
197.9419248.0906778.2407888.3922408.5450148.6990928.8544569.011088
207.7529897.9037608.0559328.2094868.3644018.5206578.6782328.837107
78
217.5847177.7374687.8916608.0472728.2042808.3626618.5223928.683450
227.4342417.5889337.7451047.9027288.0617798.2222328.3840628.547241
237.2991927.4557877.6138937.7734827.9345268.0969978.2608658.426103
247.1775967.3360527.4960497.6575567.8205417.9849748.1508238.318057
257.0677927.2280697.3899127.5532887.7181627.8845018.0522718.221436
266.9683767.1304317.2940747.4592707.6259817.7941707.9638008.134833
276.8781497.0419407.2073387.3743057.5427997.7127817.8842108.057048
286.7960866.9615697.1286767.2973637.4675867.6393047.8124747.987052
296.7213016.8884337.0572017.2275587.3994587.5728567.7477057.923960
306.6530256.8217636.9921457.1641227.3376467.5126667.6891357.867004
78
316.5905906.7608906.9328407.1063877.2814817.4580677.6360977.815518
326.5334126.7052296.8787007.0537687.2303787.4084767.5880077.768919
336.4809756.6542666.8292117.0057507.1838257.3633787.5443547.726696
346.4328266.6075486.7839206.9618807.1413687.3223237.5046867.688399
356.3885646.5646726.7424266.9217597.1026097.2849117.4686067.653631
366.3478306.5252836.7043736.8850317.0671927.2507897.4357607.622042
376.3103096.4890636.6694436.8513797.0348017.2196427.4058357.593318
386.2757146.4557276.6373546.8205207.0051557.1911897.3785537.567181
396.2437926.4250226.6078516.7922026.9780027.1651797.3536627.543384
406.2143136.3967196.5807076.7661996.9531177.1413887.3309417.521705


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