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American Mortgage Payments
11 - 12¾%

These tables are computed on the basis of nominal annual rates compounded monthly. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 12½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 12½% below.
  • Find the row for 20 year, the number inside the cell is 11.36141
  • The monthly payment is 100 × 11.36141 = $1136.14
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
1111¼11½11¾1212¼12½12¾
188.3816688.4983188.6150588.7318888.8487988.9657889.0828689.20003
246.6078446.7239946.8403246.9568147.0734747.1903147.3073147.42448
332.7387232.8572332.9760133.0950333.2143133.3338433.4536333.57366
425.8455225.9671026.0890126.2112526.3338426.4567526.5800026.70358
521.7424221.8673121.9926122.1183222.2444522.3709922.4979422.62530
619.0340819.1623719.2911619.4204319.5501919.6804419.8111819.94240
717.1224417.2541717.3864617.5193217.6527317.7867117.9212418.05632
815.7084315.8435815.9793716.1157916.2528416.3905116.5288116.66772
914.6258614.7644114.9036615.0436015.1842315.3255515.4675515.61023
1013.7750013.9168914.0595414.2029514.3470914.4919914.6376214.78398
1111¼11½11¾1212¼12½12¾
1113.0923513.2375213.3835013.5302913.6778813.8262613.9754314.12538
1212.5355512.6839312.8331712.9832613.1341913.2859713.4385713.59200
1312.0752712.2267712.3791812.5324812.6866612.8417312.9976613.15446
1411.6905411.8450812.0005512.1569612.3143012.4725412.6316812.79172
1511.3659711.5234511.6819011.8413112.0016812.1629912.3252212.48837
1611.0900011.2503311.4116511.5739611.7372511.9015012.0667012.23283
1710.8538111.0168711.1809611.3460611.5121611.6792311.8472612.01624
1810.6505010.8162010.9829511.1507311.3195011.4892711.6600111.83170
1910.4746410.6428810.8121810.9825111.1538611.3262011.4995111.67378
2010.3218810.4925610.6643010.8370711.0108611.1856511.3614111.53812
1111¼11½11¾1212¼12½12¾
2110.1887110.3617110.5357810.7108810.8870011.0641011.2421811.42120
2210.0722310.2474610.4237410.6010610.7793810.9586911.1389611.32016
239.97008010.1474210.3258110.5052310.6856510.8670411.0493711.23262
249.88026610.0596210.2400210.4214210.6038210.7871710.9714411.15662
259.8011319.98239510.1646910.3479810.5322410.7174410.9035411.09052
269.7312739.91435010.0984410.2835110.4695210.6564610.8442711.03294
279.6695029.85429310.0400810.2268210.4144910.6030510.7924710.98272
289.6148009.8012119.98859410.1769110.3661310.5562110.7471310.93885
299.5662949.7542359.94312110.1329210.3235910.5151010.7074110.90049
309.5232349.7126149.90291410.0941010.2861310.4789610.6725810.86693
1111¼11½11¾1212¼12½12¾
319.4849689.6757029.86732910.0598110.2531110.4471810.6420110.83754
329.4509319.6429379.83580710.0295010.2239810.4192110.6151510.81178
339.4206319.6138309.80786310.0026910.1982710.3945710.5915610.78919
349.3936389.5879559.7830759.97895810.1755710.3728610.5708010.76936
359.3695779.5649399.7610739.95793910.1555010.3537110.5525410.75196
369.3481159.5444549.7415349.93931410.1377610.3368210.5364710.73668
379.3289629.5262149.7241749.92280310.1220610.3219110.5223210.72325
389.3118639.5099649.7087439.90816010.1081710.3087510.5098610.71146
399.2965909.4954839.6950239.89516910.0958810.2971310.4988710.70108
409.2829449.4825739.6828199.88364010.0850010.2868610.4891910.69196


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