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American Mortgage Payments
17 - 18¾%

These tables are computed on the basis of nominal annual rates compounded monthly. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 18½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 18½% below.
  • Find the row for 20 year, the number inside the cell is 15.81897
  • The monthly payment is 100 × 15.81897 = $1581.90
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
1717¼17½17¾1818¼18½18¾
191.2047591.3234491.4422091.5610691.6799991.7990191.9181292.03731
249.4422649.5624749.6828549.8033949.9241050.0449850.1660350.28724
335.6527335.7772735.9020736.0271136.1524036.2779336.4037136.52974
428.8550428.9845529.1143729.2445329.3750029.5058029.6369229.76836
524.8525824.9872025.1222125.2576225.3934325.5296225.6662125.80319
622.2461322.3858622.5260522.6666922.8077922.9493523.0913523.23381
720.4358020.5805420.7257920.8715621.0178421.1646321.3119221.45972
819.1214519.2710519.4212119.5719319.7232119.8750520.0274420.18038
918.1361918.2904618.4453318.6008118.7568918.9135619.0708219.22866
1017.3797717.5385017.6978817.8578818.0185218.1797818.3416518.50414
1717¼17½17¾1818¼18½18¾
1116.7883216.9513017.1149417.2792317.4441817.6097717.7759917.94285
1216.3192316.4862116.6538716.8222016.9912017.1608417.3311417.50208
1315.9429516.1136916.2851216.4572316.6300116.8034516.9775317.15226
1415.6383815.8126415.9875916.1632116.3395016.5164516.6940516.87228
1515.3900415.5675715.7457815.9246716.1042116.2844016.4652316.64669
1615.1863415.3669015.5481315.7300215.9125616.0957316.2795216.46393
1715.0184315.2017915.3857915.5704515.7557315.9416316.1281216.31521
1814.8794715.0653915.2519515.4391315.6269115.8152916.0042516.19377
1914.7640914.9523615.1412415.3307215.5207815.7114115.9025916.09431
2014.6680114.8584215.0494215.2409915.4331215.6257815.8189716.01266
1717¼17½17¾1818¼18½18¾
2114.5878214.7801814.9731015.1665615.3605515.5550415.7500315.94550
2214.5207714.7148914.9095515.1047215.3003815.4965215.6931215.89016
2314.4646114.6603314.8565515.0532515.2504115.4480215.6460615.84452
2414.4175114.6146714.8122915.0103715.2088715.4077915.6071115.80682
2514.3779714.5764114.7753014.9746015.1743015.3743915.5748415.77565
2614.3447314.5443414.7443414.9447415.1455115.3466315.5480915.74987
2714.3167814.5174214.7184314.9198015.1215115.3235415.5258915.72853
2814.2932614.4948114.6967214.8989515.1014915.3043315.5074615.71086
2914.2734414.4758214.6785214.8815115.0847915.2883515.4921615.69622
3014.2567514.4598614.6632514.8669215.0708515.2750315.4794515.68408
1717¼17½17¾1818¼18½18¾
3114.2426914.4464314.6504514.8547115.0592215.2639415.4688815.67402
3214.2308214.4351414.6397014.8444915.0495015.2547015.4601015.66568
3314.2208214.4256414.6306814.8359315.0413715.2470015.4528015.65875
3414.2123814.4176514.6231114.8287615.0345915.2405815.4467315.65301
3514.2052614.4109214.6167514.8227615.0289215.2352315.4416815.64825
3614.1992514.4052514.6114114.8177315.0241815.2307715.4374815.64430
3714.1941814.4004814.6069314.8135115.0202215.2270515.4339815.64102
3814.1899014.3964614.6031614.8099815.0169115.2239415.4310715.63830
3914.1862914.3930814.5999914.8070215.0141415.2213515.4286615.63604
4014.1832414.3902314.5973314.8045315.0118215.2192015.4266415.63416


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