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American Mortgage Payments
19 - 20¾%

These tables are computed on the basis of nominal annual rates compounded monthly. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 20½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 20½% below.
  • Find the row for 20 year, the number inside the cell is 17.38154
  • The monthly payment is 100 × 17.38154 = $1738.15
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
1919¼19½19¾2020¼20½20¾
192.1565892.2759392.3953792.5149092.6345192.7542092.8739792.99383
250.4086250.5301650.6518850.7737650.8958051.0180251.1403951.26294
336.6560236.7825436.9093137.0363237.1635837.2910937.4188437.54683
429.9001230.0322030.1646030.2973230.4303630.5637230.6973930.83139
525.9405526.0783026.2164526.3549726.4938826.6331826.7728626.91292
623.3767223.5200823.6638823.8081323.9528324.0979624.2435324.38955
721.6080221.7568221.9061222.0559122.2062022.3569822.5082422.65999
820.3338620.4878920.6424620.7975620.9532021.1093721.2660621.42327
919.3870819.5460819.7056619.8658020.0265020.1877720.3495820.51195
1018.6672418.8309318.9952219.1601019.3255719.4916119.6582319.82542
1919¼19½19¾2020¼20½20¾
1118.1103318.2784218.4471318.6164318.7863418.9568419.1279219.29957
1217.6736517.8458418.0186518.1920718.3660918.5407018.7158918.89167
1317.3276217.5036117.6802117.8574218.0352218.2136118.3925818.57213
1417.0511517.2306217.4107117.5913917.7726517.9545018.1369118.31987
1516.8287617.0114317.1947017.3785517.5629717.7479417.9334718.11953
1616.6489316.8345117.0206717.2073917.3946617.5824717.7708017.95965
1716.5028816.6911016.8798817.0691917.2590317.4493817.6402217.83156
1816.3838416.5744516.7655816.9572217.1493617.3419917.5350817.72864
1916.2865516.4793016.6725516.8662717.0604617.2551117.4502017.64572
2016.2068516.4015216.5966516.7922316.9882517.1846917.3815417.57879
1919¼19½19¾2020¼20½20¾
2116.1414316.3378016.5346116.7318416.9294817.1275017.3259117.52468
2216.0876416.2855416.4838416.6825216.8815817.0810017.2807717.48088
2316.0433716.2426116.4422216.6421916.8425117.0431517.2441117.44539
2416.0068916.2073216.4080916.6091816.8106017.0123117.2143117.41660
2515.9768016.1782716.3800616.5821516.7845216.9871617.1900717.39323
2615.9519716.1543616.3570416.5599816.7631916.9666517.1703417.37425
2715.9314616.1346516.3381116.5418116.7457416.9499017.1542717.35884
2815.9145116.1184116.3225416.5269016.7314616.9362217.1411817.34631
2915.9005116.1050216.3097416.5146616.7197716.9250517.1305117.33612
3015.8889216.0939716.2992016.5046116.7101916.9159217.1218117.32784
1919¼19½19¾2020¼20½20¾
3115.8793516.0848516.2905316.4963616.7023416.9084617.1147217.32110
3215.8714216.0773316.2833816.4895816.6959116.9023717.1089417.31562
3315.8648616.0711216.2775016.4840116.6906416.8973817.1042217.31116
3415.8594416.0659916.2726616.4794416.6863216.8933017.1003817.30753
3515.8549516.0617616.2686716.4756816.6827816.8899717.0972417.30458
3615.8512316.0582616.2653816.4725916.6798816.8872517.0946817.30218
3715.8481516.0553716.2626716.4700516.6775016.8850217.0925917.30022
3815.8456016.0529916.2604416.4679716.6755516.8831917.0908917.29863
3915.8434916.0510216.2586116.4662516.6739516.8817017.0895017.29734
4015.8417516.0493916.2570916.4648416.6726416.8804817.0883617.29628


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