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American Mortgage Payments
21 - 22¾%

These tables are computed on the basis of nominal annual rates compounded monthly. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 22½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 22½% below.
  • Find the row for 20 year, the number inside the cell is 18.96970
  • The monthly payment is 100 × 18.96970 = $1896.97
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
2121¼21½21¾2222¼22½22¾
193.1137793.2338093.3539193.4741093.5943893.7147493.8351893.95571
251.3856551.5085351.6315751.7547851.8781552.0016952.1254052.24927
337.6750737.8035537.9322738.0612438.1904538.3199138.4496038.57954
430.9656931.1003231.2352631.3705131.5060831.6419631.7781531.91466
527.0533627.1941827.3353827.4769627.6189127.7612427.9039528.04702
624.5360024.6828824.8302024.9779525.1261325.2747325.4237725.57323
722.8122322.9649423.1181323.2718023.4259423.5805623.7356423.89118
821.5810121.7392621.8980322.0573022.2170822.3773622.5381422.69942
920.6748720.8383221.0023221.1668521.3319021.4974821.6635821.83020
1019.9931720.1614720.3303320.4997420.6696920.8401721.0111821.18272
2121¼21½21¾2222¼22½22¾
1119.4718019.6445919.8179419.9918420.1662920.3412720.5167820.69282
1219.0680119.2449219.4223819.6003919.7789419.9580220.1376220.31774
1318.7522318.9328919.1140919.2958219.4780919.6608719.8441720.02797
1418.5033918.6874418.8720219.0571219.2427319.4288419.6154419.80253
1518.3061218.4932318.6808518.8689619.0575619.2466419.4361819.62618
1618.1490018.3388418.5291718.7199718.9112319.1029319.2950819.48766
1718.0233818.2156618.4083918.6015718.7951818.9892119.1836519.37849
1817.9226418.1170718.3119418.5072118.7028918.8989519.0954019.29222
1917.8416618.0380018.2347318.4318418.6293318.8271719.0253719.22390
2017.7764317.9744418.1728118.3715418.5706018.7699918.9697019.16972
2121¼21½21¾2222¼22½22¾
2117.7238117.9232818.1230918.3232118.5236418.7243718.9253919.12669
2217.6813117.8820618.0831018.2844418.4860518.6879418.8900819.09248
2317.6469517.8488018.0509218.2533018.4559418.6588118.8619219.06526
2417.6191417.8219518.0250018.2282818.4317918.6355218.8394519.04358
2517.5966317.8002618.0041118.2081618.4124218.6168818.8215119.02632
2617.5783917.7827217.9872618.1919818.3968818.6019518.8071819.01256
2717.5636017.7685517.9736718.1789518.3844018.5899918.7957219.00160
2817.5516117.7570817.9627018.1684718.3743718.5804118.7865718.99285
2917.5418917.7478017.9538518.1600218.3663218.5727318.7792518.98588
3017.5340017.7402917.9467018.1532218.3598518.5665818.7734018.98031
2121¼21½21¾2222¼22½22¾
3117.5276017.7342117.9409318.1477418.3546518.5616418.7687218.97587
3217.5224117.7292917.9362718.1433318.3504718.5576918.7649818.97233
3317.5181917.7253117.9325018.1397718.3471118.5545118.7619818.96950
3417.5147717.7220817.9294618.1369018.3444118.5519718.7595918.96725
3517.5119917.7194717.9270018.1346018.3422418.5499318.7576718.96545
3617.5097417.7173517.9250218.1327318.3404918.5483018.7561418.96401
3717.5079117.7156417.9234118.1312318.3390918.5469818.7549118.96287
3817.5064217.7142517.9221218.1300218.3379618.5459318.7539318.96195
3917.5052117.7131317.9210718.1290518.3370618.5450918.7531418.96122
4017.5042317.7122217.9202318.1282618.3363318.5444118.7525218.96064


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